An unfortunate accident
You organize a beautiful wedding banquet, the day of your dreams! You want a magical and romantic event, you spread rose petals everywhere. One of your guests stumble and hurt his head. It lacks a few weeks of work.
Here is a fine example where your event insurance policy will be important!
Accidental fire
You are the organizer of a conference on the importance of environmental protection. During a break, one of your guests is launching a cigarette (he tries to stop, but it's hard!) in a cedar hedge and causes a fire. It is impossible to know who launched his cigarette (no witness), the organizer is sued for $ 200,000, or damage caused by the fire.
Without event insurance, what do you do?